As manager in the HDFC Bank, Ashwin is catering to the working capital needs of mid-cap industries and other corporate companies of Udaipur.

Ashwin Jain is a savvy banker working at HDFC Bank for the last eight years. He has been working there as a manager looking after the working capital needs of mid-cap and corporate companies.

MBA from Mumbai

Ashwin, along with his eight friends, went to Mumbai in 2008 to pursue his MBA. He remembers how difficult and challenging it was to settle in Mumbai. Rising early, long commuting hours, spending your entire day at the college, coming back late and then resuming the same routine the next day.

Mumbai life was really hard on us. Six of my friends could not complete their MBA and went back to Udaipur.

Things were so tough that six of his friends could not adjust to Mumbai’s hardships and returned back to Udaipur abandoning their studies. Only three of them, including Ashwin, were able to complete their MBA.

Mumbai’s brutal lifestyle taught him hard work

After completing studies, Ashwin started his career as an investment banker in 2010 in Mumbai. When he moved back to Udaipur after a few months, it was again a struggle to settle down in Udaipur. Life here was so relaxed much in contrast to the fast life of Mumbai.

You have to travel one and a half hour everyday to get you your office.

Ashwin recounts his Mumbai days and confesses that whatever may be the hardships, Mumbai taught him how to live life doing real hard work. He recounts how Mumbaikars start their day at six in the morning, commute long distances by local train and come back late in the night. But still, they carry on with their lives with resolve. He says that the city has taught him to live.

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The fitness freak

Ashwin is a fitness freak. He always feels inspired by people like Akshay Kumar who are fit and who spread the message of fitness. He follows Akshay Kumar and tries to emulate his fitness regimes.

Warren Buffet is his inspiration

Ashwin is inspired by the investment guru Warren Buffet. He likes his theories and ideas.

Honesty is the best policy in banking

Ashwin’s advice for newcomers is to always follow honesty. In his opinion, honesty is the greatest virtue. He feels that for a long and sustained career in banking, honesty is the most important policy that you must follow. He also advises determination and dedication in order to succeed in life.

He thinks his success mantra is his good knowledge of the field and his prowess for accurate analysis of the financials of a company. He had made up his mind to become a banker in his graduation days only. However, he is of the opinion that to succeed in the banking industry, it is not necessary to have a finance background. People graduating from any field may find success in this field through their dedication and commitment

Must find time for your passion

In his free time, Ashwin goes running or cycling. He also visits a gym regularly. He says that everyone must do something apart from their routine life, be it yoga or music or anything else.